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26 Asking about terms you don't understand

You will hear five statements. Use the expressions above to ask about the words you don't understand.
Example a
You hear: This account has a variable rate of interest. 
You say: I'm sorry! Can you explain what ' variable rate' means? 
You hear: Variable means the interest rate can go down or up.


a variable?  b secured?  c minimum balance?  d lump sum?  e automatic fee-free overdraft?
Dialogue
a This account has a variable rate of interest.... 'Variable' means the interest rate can go down or up.
b  All our loans are secured on your property... . That means we have a legal right to take the money from your property if you don't repay.
c There is a minimum balance of £3,000 with this type of account. ... That means you have to have at least £3,000 in the accountat all times.
d You can only invest a lump sum in this account. ... A lump sum means a single,one-off deposit, rather than regular deposits.
e We also offer an automatic fee-free overdraft of $1,000 with online accounts.... That means you don't have to ask for an overdraft up to $1,000, and you don't pay anything for the facility.

Vocabulary

variable ['veərɪəbl] / 1. 1) изменчивый, изменяющийся, непостоянный

secured    гарантированный

lump sum единовременно выплачиваемая сумма

fee-free  бесплатный

overdraft ['əuvədrɑːft] 1) превышение кредита (в банке)

down or up вверх или вниз

loan [ləun] / 1. 1) заём, ссуда

repay [rɪ'peɪ] / ; , repaid 1) а) отдавать, возвращать (долг и т. п.) ; погашать (заём и т. п.)

account [ə'kaunt] / 1. 1) счёт (в банке)

at all times  всегда

invest [ɪn'vest] / 1) инвестировать

deposit [dɪ'pɔzɪt] вклад (в банк) , депозит

one-off [ˌwʌn'ɔf] 1. ; ; one-shot а) одноразовый

rather than    a не 

facility [fə'sɪlətɪ] / 1) возможность